Terms of Use

• 1. Eligibility

  You must be an Indian resident of 18 years or older and legally capable of entering into a binding contract under Indian laws to use our services. By using this website, you confirm that you meet these criteria.

• 2. Nature of Services

  Viniog acts as a registered Mutual Fund Distributor under AMFI and a distributor/facilitator for PMS (Portfolio Management Services) and AIF (Alternative Investment Funds) under applicable SEBI guidelines. We offer:

  • Distribution of third-party investment products (mutual funds, PMS, AIFs)
  • Investment execution support
  • Financial goal planning and profiling
  • Portfolio monitoring and communication services
  
  

  We do not offer any guaranteed returns or manage any investment funds directly.

• 3. No Investment Advice or Offer

  The information provided on this website is general in nature and does not constitute financial, legal, or investment advice. You are encouraged to consult a qualified financial advisor before making any investment decision.
  The content on this website should not be considered an offer to buy or sell any financial product or service unless explicitly stated.

• 4. User Obligations

  By using this website, you agree:

  • To provide accurate, complete, and up-to-date personal and financial information
  • To use the site only for lawful purposes and not for fraudulent, unauthorized, or harmful activity
  • Not to upload, post, or transmit any content that is illegal, harmful, or violates third-party rights
  • Not to access or attempt to access the services by any means other than the interface provided by Viniog
  
  

• 5. Intellectual Property

  All content, branding, logos, text, images, data, software, and features on this website are the intellectual property of Viniog or its partners and are protected under Indian copyright and trademark laws.
  You may not copy, reproduce, modify, distribute, or exploit any part of the website or its content without prior written permission.

• 6. Limitation of Liability

  Viniog shall not be held liable for any:

  • Direct, indirect, incidental, or consequential losses
  • Loss of data, investment, business, or reputation
  • Delays or failures due to system errors, internet interruptions, or force majeure

  The use of our services is at your own risk, and we make no guarantees about the performance of any investment product.

  
  

• 7. Third-Party Links and Content

  Our website may include links to third-party websites, services, or content. These are provided for your convenience only. Viniog is not responsible for the accuracy, policies, or practices of such external sites.
  You access third-party websites at your own risk and are advised to review their terms and privacy policies.

• 8. Termination or Restriction of Access

  Viniog reserves the right to restrict or terminate access to any user who:

  • Violates these Terms of Use
  • Provides false or misleading information
  • Attempts to disrupt the functioning of the website
  • Uses the platform for unlawful or unauthorized purposes

  We may do this with or without notice at our sole discretion.

  
  

9. Data Privacy

Our use of your personal data is governed by our Privacy Policy, which is available on our website. By agreeing to these Terms, you also consent to the collection, storage, and use of your personal information as outlined in the Privacy Policy.

10. Modification of Terms

Viniog reserves the right to modify or update these Terms at any time. Any changes will be posted on this page with an updated date. Your continued use of the website or services after changes are made constitutes acceptance of those changes.

11. Governing Law and Jurisdiction

These Terms are governed by the laws of India. Any disputes arising out of or in connection with the use of this website shall be subject to the exclusive jurisdiction of the courts located in [Insert City, e.g., Noida, Uttar Pradesh].